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Tipping Goes Virtual as COVID19 Impacts US Restaurants

Digital transactions and credit card payments have been around for quite some time now. From ordering our favorite dishes to tipping, everything has become online. However, the trend gained momentum during the current COVID-19 crisis when contactless payment and minimizing cash transitions have become crucial for preventing virus transmission. The year 2020 has seen a rise in the number of online orders and payments as customers are... ❯❯❯

For Traders, Learning Comes First

As any experienced trader knows, preparation is the key to success. For newcomers to the world of securities trading, that means getting enough preparatory education so you can start off right. Taking the time to read, do research, study the mechanics of the ordering system, and acquire other core skills will serve you well for years to come. Of course, the educational process never really ends because as the economy changes and markets... ❯❯❯

Department of Labor and Employment: 13th month pay in 2020

According to the Asian Development Bank (ADB), the Philippines ' economy could lose about $669 million and $1.94 billion. This translates to 87,000 to 252,000 jobs lost across the five sectors. Within this figure, there are businesses that have closed their doors and even failed to pay their employees' salaries.  Most employees were sent home with any wages to sustain them during the pandemic. This has rendered the families poor... ❯❯❯

5 Reasons Why You Should Invest In Bitcoin

Digital currencies have recently taken the world by a huge storm. It is a sudden change that is only focusing on the advantages of decentralization. Once you have understood how the technology behind the digital currency is working, you can then invest and lead people in believing that the future in finance is in bitcoins. Bitcoin is rated as an asset that leaves no one indifferent. This means that any person has an opinion on bitcoin... ❯❯❯

How Are Hard Money Loans Different From Traditional Loans?

Traditional loans don't always meet the needs of either the lender or the borrower, and this is where hard money loans come handy. Also known as private money loans, hard money loans get estimated by the collateral of the estate in question. With these loans, the credit profile of the borrower is not a deciding factor which can be very helpful for people with bad credit who require a loan.  On the other hand, hard money loans come... ❯❯❯

Motor Trade Insurance 101: What It Is For and Who Can Avail It

Do you know if you need motor trade insurance? Do you even know what a motor trade insurance is? Responsible drivers and vehicle owners should be aware of different insurance packages available for them. To clarify everything that there is to know about motor trade insurance, we’ve prepared this pocket comprehensive guide to help readers understand what it is, its purpose, and its importance. Upon reading, you will become a... ❯❯❯

A quick guide to knowing about business Loan

Some businesses need no or fewer business loan from the start. But in contrast, these exist some other which will be requiring huge capital. The revenue for both of the cases might vary and the increased rate will from the taxes. There are business factors whose growth depends on the type of lenders and the owners will be searching the online resources if the physical one is not allowed. There are hundreds of capital serving companies.... ❯❯❯

How Long Do Late Payments Stay on Your Credit Report

Many people often ignore paying their bills on time, especially when the amount due does not seem like a big deal. But unknown to them, that behavior can cause an impact on your creditworthiness as a whole. What is Considered a Late Payment? A late payment is a payment on your credit bill that is paid on the day after it was due. Some lenders allow a grace period, typically 15 to 30 days, where you can make up for payments without... ❯❯❯

No-Nonsense Advice About Debt First Time Borrowers Need To Know

Borrowing money is a safety net for anyone who experiences financial shortfall. It can become an instant resolution to unforeseen events and emergencies. However, there are still some borrowers who forget that every time they take out a loan, it requires them to be responsible when repaying it. To break that cycle and practice, we have laid out the best advice every first-time borrower should know to protect them from being caught in... ❯❯❯

Is Debt Settlement the One for You?

There are various reasons why people have debts, especially this time of the pandemic, wherein the unemployment rate is growing. However, there are times when the idea for accumulated debts is just terrible spending habits. If your income cannot keep up with your spending, then it becomes a problem. One of the solutions to this kind of problem is debt settlement. In this setup, the creditor will allow you to pay less than the full... ❯❯❯