Your Guide to Money and Finance

Learn to Plan For Unexpected Expenses

It’s just a matter of time before it happens. The transmission blows on your car right around the time your daughter needs braces and your washing machine decides to call it quits. All of these are unexpected expenses and something we need to deal with throughout life. Being prepared as much as you can is your best bet when live throws you a financial curve ball. Do your best to anticipate upcoming expenses. If you’re... ❯❯❯

It's Time to Keep Your Grocery Spending Under Control

Aside from your mortgage, your biggest monthly expense is likely groceries. And unlike your mortgage, your car payment and most of the rest of your bills you actually have some control over how much you spend at the grocery store. Make A Grocery Budget Start by tracking how much you’re spending on groceries for a few weeks. From there, come up with a weekly or monthly budget. Allot that money for groceries and whatever you do... ❯❯❯

Litigation Funding: What You Need to Know

Pursuing a lawsuit can put a strain on your finances. But litigation funding can provide a feasible financial lifeline to support your case and living expenses. If your personal funds are running out, and your case still hasn’t made it to court, consider litigation funding. It bridges the gap from your accident date to the settlement date. Litigation funding can provide you with cash advances for the duration of your... ❯❯❯

How to Build A Financial Safe Net

Do you have a financial safety net? It’s something worth thinking about and setting up. What will happen to you and your loved ones if you lose your job for a few months? What if you get into an accident that may prevent you from earning a living? Or what if some unexpected expenses come up. Do you have anything in place to make sure the bills continue to get paid and your family is taken care of? If not, now is the time to get... ❯❯❯

5 Benefits of Financial Technology

Financial technology (also referred to as FinTech) is the use of innovative technology to deliver a wide range of financial products and services. It is intended to facilitate the multi-channel, convenient and fast payment experience for the consumer. This type of technology is effective in many different business segments, such as mobile payments, investment management, money transfer, fund-raising and lending. The rapid growth of... ❯❯❯

Why You Need To Keep A Household Budget

We work hard to earn a living. We should make sure we spend the money we bring home wisely. That’s where a household budget comes in. It’s a good tool to see at a glance what we have coming in, what’s going out (and what that money is paying for) and if there’s anything left at the end of the month to put into savings. Before we dive into exactly what a budget can do for us, let’s consider for a minute... ❯❯❯

How to Control Your Spending Habits

When it comes to personal finance, money managing, budgeting are probably the most difficult things. Control your own money is not an easy task and many people find it's very difficult to be good at it. I'd like to share some of my personal experiences on this topic. Hopefully this will help other people as well! Wisely managing my spending requires the same self-control I have in other aspects of my life. I anticipate days when... ❯❯❯