Your Guide to Money and Finance

Tipping Goes Virtual as COVID19 Impacts US Restaurants

Digital transactions and credit card payments have been around for quite some time now. From ordering our favorite dishes to tipping, everything has become online. However, the trend gained momentum during the current COVID-19 crisis when... ❯❯❯

For Traders, Learning Comes First

As any experienced trader knows, preparation is the key to success. For newcomers to the world of securities trading, that means getting enough preparatory education so you can start off right. Taking the time to read, do research, study... ❯❯❯

Department of Labor and Employment: 13th month pay in 2020

According to the Asian Development Bank (ADB), the Philippines ' economy could lose about $669 million and $1.94 billion. This translates to 87,000 to 252,000 jobs lost across the five sectors. Within this figure, there are businesses that... ❯❯❯

5 Reasons Why You Should Invest In Bitcoin

Digital currencies have recently taken the world by a huge storm. It is a sudden change that is only focusing on the advantages of decentralization. Once you have understood how the technology behind the digital currency is working, you can... ❯❯❯

How Are Hard Money Loans Different From Traditional Loans?

Traditional loans don't always meet the needs of either the lender or the borrower, and this is where hard money loans come handy. Also known as private money loans, hard money loans get estimated by the collateral of the estate in... ❯❯❯

Motor Trade Insurance 101: What It Is For and Who Can Avail It

Do you know if you need motor trade insurance? Do you even know what a motor trade insurance is? Responsible drivers and vehicle owners should be aware of different insurance packages available for them. To clarify everything that there... ❯❯❯

A quick guide to knowing about business Loan

Some businesses need no or fewer business loan from the start. But in contrast, these exist some other which will be requiring huge capital. The revenue for both of the cases might vary and the increased rate will from the taxes. There are... ❯❯❯

How Long Do Late Payments Stay on Your Credit Report

Many people often ignore paying their bills on time, especially when the amount due does not seem like a big deal. But unknown to them, that behavior can cause an impact on your creditworthiness as a whole. What is Considered a Late... ❯❯❯

No-Nonsense Advice About Debt First Time Borrowers Need To Know

Borrowing money is a safety net for anyone who experiences financial shortfall. It can become an instant resolution to unforeseen events and emergencies. However, there are still some borrowers who forget that every time they take out a... ❯❯❯

Is Debt Settlement the One for You?

There are various reasons why people have debts, especially this time of the pandemic, wherein the unemployment rate is growing. However, there are times when the idea for accumulated debts is just terrible spending habits. If your income... ❯❯❯

How Hard Inquiries Affect Credit Score

A hard inquiry is a check on your credit when you apply for some form of credit. They remain on your credit report for about two years. Despite the length of time the inquiry stays on your report, it negatively affects your credit score for... ❯❯❯

How Much to Spend on Diamond Engagement Rings?

When you are planning to take your love to the next level, you will always want to make sure everything is perfect. However what makes the occasion special is the ring and a heartfelt proposal. After all this one occasion would be cherished... ❯❯❯

The Five Most Important Digital Marketing Skills for 2020

Digital marketing in Singapore continues changing rapidly, and as a marketer, you have to keep up with the pace. With so many innovations emerging every day, it is imperative to acquire new skills to remain relevant in the industry. From... ❯❯❯

Five Tips for Negotiating for Better Car Title Loan Deals

Negotiation doesn’t come easy for many people. Even if it could be the key to better deals on loans and products, the fear within can be quite overwhelming. When you think of the sky-high interest loans on car title loans, it makes... ❯❯❯

How to Formulate an Investment Strategy

As an avid investor, the first step to staying on top of your financial goals is to create a quantifiable, realistic and actionable investment strategy.  If done right, this strategy will help inform your investment decisions and... ❯❯❯

How Invoice Factoring Can Help Your Business

Invoice Factoring is perhaps the most popular form of business financing. Companies in Australia use factoring to eliminate the need for traditional loans and increase efficiency. Many industries rely heavily on factoring, and, as has been... ❯❯❯

Getting Approved for a Car Lease with Bad Credit

If you have a bad credit rating, the chances of you getting approved for a loan to buy yourself your very own car are slim. So, if you have a bad credit rating, unless you really save up for it in cash, it seems like a buying a car of... ❯❯❯

3 Simple, Secret Ways to Live Well on Little Money

Does it seem that costs are increasing and wages are remaining stagnant each year? You’re not alone if you feel this way, as wages have been stagnant for over 20 years. This means that while the actual wage numbers have increased; the... ❯❯❯

Steps To Take When Getting a Business Loan From a Bank

Traditionally, banks are associated with catering to larger and established business ventures. However, banks are gradually warming up to the SMEs and now offering them funding options. Nonetheless, getting a bank to approve your business... ❯❯❯

8 Factors To Bear In Mind Before Taking A Short Term Loan

Over the years, business owners have become aware of the fact that they cannot survive without short term loans. They need instant cash from time to time and it is practically impossible to arrange it internally. Short term loans serve as... ❯❯❯